💰 15 LPA Salary — Monthly In-Hand Amount
Find your exact take-home salary for ₹15 LPA CTC. Includes new tax regime vs old tax regime comparison and full salary structure.
Is ₹84,255/month Accurate for 15 LPA CTC?
The actual in-hand salary for 15 LPA CTC varies by ₹5,000–15,000 depending on your specific salary structure, city of employment, tax saving investments, and whether your company includes food allowance, transport allowance or other components. This calculation uses a standard 40% Basic Pay structure which most Indian IT, banking and corporate jobs follow.
How to Increase Your In-Hand Salary from 15 LPA CTC
1. Switch to New Tax Regime: If you have few investments, the new regime's lower slab rates give higher in-hand salary.
2. Claim HRA Exemption: If you pay rent, submit rent receipts to HR to reduce TDS deduction.
3. Optimise Salary Structure: Ask HR to include meal vouchers (₹26,400/year tax-free), phone reimbursement (₹18,000/year tax-free), and LTA.