💳 Personal Loan EMI Calculator India
Calculate personal loan EMI for any amount from ₹50,000 to ₹40 lakhs. Compare EMI across SBI, HDFC, ICICI, Bajaj Finance, Axis Bank, Kotak and all lenders at current 2025 interest rates.
📌 Personal Loan Rates 2025: SBI: 11–14% · HDFC Bank: 10.75–21.45% · ICICI: 10.75–19% · Bajaj Finance: 11–26% · Axis Bank: 10.49–22%
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3 Years
Quick Personal Loan EMI
₹1L @ 14% / 1yr₹8,980/mo
₹2L @ 14% / 2yr₹9,637/mo
₹5L @ 15% / 3yr₹17,333/mo
₹10L @ 13% / 5yr₹22,753/mo
Personal Loan EMI — Complete Guide India 2025
A personal loan is an unsecured loan — no collateral required. Because of this, personal loan interest rates are higher (10.5–26%) than secured loans like home loans or car loans. Use this personal loan EMI calculator to compare the total cost before deciding on the loan tenure.
Personal Loan EMI Examples
₹1 lakh personal loan @ 14% for 12 months: EMI ₹8,980 | Total interest ₹7,760
₹3 lakh personal loan @ 14% for 36 months: EMI ₹10,244 | Total interest ₹68,784
₹5 lakh personal loan @ 15% for 60 months: EMI ₹11,895 | Total interest ₹2,13,700
₹3 lakh personal loan @ 14% for 36 months: EMI ₹10,244 | Total interest ₹68,784
₹5 lakh personal loan @ 15% for 60 months: EMI ₹11,895 | Total interest ₹2,13,700